It should come as no surprise that in 2008 and 2009 bankruptcies were up significantly for both business and personal filings. In fact, many county court houses had to add staff and extend hours. These bankruptcy-attorneys want your business and just cannot wait until you are ready to file. They are perhaps in the only growth industry right now during the recession.
They make money off of other people's misfortune. Of course, you generally cannot do a bankruptcy yourself you need to hire an attorney so you do it correctly, it can get complicated, and if you make a mistake, the laws cannot protect you from creditors. The new bankruptcy-laws although they make bankruptcy lot tougher, causing fewer people to file for bankruptcy, as it also helps the bankruptcy lawyers because of the complicated law.
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Of course, bankruptcy-lawyers wish to keep more of the money that they make and they are trying new ways to market and advertise. In essence they are trying new tactics to recruit the next round of bankruptcy-clients. They are looking for both companies filing and individuals that are completely-bankrupt.
One of the largest causes for bankruptcies in the United States of America is the increasing health care costs and the common occurrence of health insurance companies not paying for very expensive medical treatments. Some of these very specialized attorneys seek such bankruptcies are giving referral fees to the nurses and doctors to get new clientele, and this makes an awful lot of sense. Although it sure sounds wrong; please consider all this and think of the lawyer you will be helping in increasing their incomes.
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