When you have more bills than money at the end of the month, your situation can get bad really fast. First, you may just pay bills late. Soon, you will stop paying some all together. On the other hand, while some people pay their bills, they eventually go into more debt trying to do so. For instance, you may use credit cards or get loans to pay for household expenses. The problem is that once the credit runs out and you can't even make the minimum payment on your credit cards, then you're in trouble and may even need to seek out a bankruptcy lawyer. These types of attorneys can help guide you when you decide to file with the courts because you can't pay your bills. Find out how you can get the attorney that's right for you.
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Ask your friends
At some point or another, just about everyone has been in a tough spot when it comes to bills. For some people, getting a second job or borrowing money from family can help get you out of debt. On the other hand, if you don't have such options, you'll probably just drown even further. If you decide to file with the courts to say you're officially broke, then you'll need a good bankruptcy lawyer. If you don't know anyone that's an attorney, then ask friends and see if they can recommend someone. Many times, it only takes asking a few friends to find a good referral.
Research on your own
When searching for a bankruptcy lawyer, there are a number of ways to search. Besides asking people you know, you can also check the web. However, you can get a ton of results so be as detailed as possible. For instance, filing chapter 7 is different from chapter 11, so specify these points first. Also, be sure to put your location in your search to help drill down your results even more. Furthermore, don't forget other places to search such as the phone book as well as newspapers. Once you get a handful of options, contact each of them and see if you can meet with them to discuss their services. Don't hesitate to ask plenty of questions and try to get a feel for whether or not you like your possible attorney. While you may not know every single question to ask, you do know whether or not something sounds too good to be true. If a legal professional promises you the world, proceed with caution.
Be specific
Just because someone is an attorney, doesn't mean he or she can help your case. There are certain laws that are specific to your case. If your attorney doesn't know these laws and rules, then you're liable to not get the representation you need. The courts don't care that you don't know certain details. That's a job for a bankruptcy attorney. So be sure that the person you hire is experienced in this specific area. Also, it would be good if you could read testimonials from previous clients. All of this can help you determine whether or not this attorney is right for you.
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