San Bernardino County has been one of the hardest hit economically during the Great Recession of 2007-09. Unemployment stood at 14.6 percent in October 2009 in what the Bureau of Labor Statistics calls the Riverside-San Bernardino-Ontario Metropolitan Area.
The number of new foreclosures in October in San Bernardino County stood at more than 9,600 according to RealtyTrac.com.
If you live in San Bernardino County chances are you know someone who has filed a personal bankruptcy. Remember, bankruptcy is not a bad word and in these tough economic times there's no shame in doing it.
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The bankruptcy lawyers can help you through the complicated bankruptcy process. Deciding to file a bankruptcy case is not any easy decision for anyone to make and a good bankruptcy firm is the key to making this emotional time as successful as possible for you.
The group of lawyers will work with you to decide if you should file Chapter 13 or Chapter 7 bankruptcy.
Chapter 13 is sometimes called a "debt repayment" bankruptcy. Chapter 13 is a Bankruptcy repayment plan for individuals and businesses with regular income that allows you to pay back all or some of their debts within 3 to 5 years. Most importantly, Chapter 13 allows individuals to keep their property and save them from foreclosure, repossessions, lawsuits, judgments, garnishments and other forms of enforced involuntary collection. Credit card debt may be completely eliminated. This is a "good" bankruptcy to declare if you believe you have enough income over the coming years to pay the obligations you've taken on.
More than 74,000 people filed for bankruptcy in the first three quarters of 2009 in the Central District of California (San Bernardino's Bankruptcy Court). Compare that to the approximate 17,000 personal bankruptcies in all of 2006 and you can get a real sense of how rough the Great Recession has been on so many people.
If you feel you will be adding to those bankruptcy numbers, you owe it to yourself -- and your family -- to search among San Bernardino's bankruptcy lawyers to find the best attorney for your circumstances. Your future depends upon it.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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