Many people in Virginia are suffering because of the current turbulent economic times. They are no longer able to manage their financial situation, and feel that their only way out is to file for bankruptcy. Because they have never considered such a drastic solution, they may require the expertise of a qualified Richmond bankruptcy lawyer.
There are different reasons why businesses and individuals may require the services of a Richmond bankruptcy lawyer. Knowing what other people are going through may help you to decide if you too will need legal assistance to help straighten out your financial problems. Take a look at the many reasons why people will consider bankruptcy. They include:
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• Unemployment - They lost their employment and are no longer in a position to pay their bills.
• Repossession - Their vehicle or other valuable assets are being repossessed.
• Foreclosure - They are at the verge of losing their home or business.
• Medical expenses - High medical bills can ruin an individual or family. A Richmond bankruptcy lawyer can
assist his clients in the procedures necessary to help reduce or eliminate extensive medical bills.
• Debt elimination - Credit cards can be a blessing or a curse. By filing for bankruptcy and discharge of debt, some individuals will be able to start with a clean financial slate.
• Creditor harassment - Not all creditors will stick to legal actions in their attempts to collect a debt. Some behavior can be downright abusive.
• Student loan consolidation - Student loans will not be forgiven when filing for bankruptcy. On the other hand, debtors will be allowed to make monthly payments when filing for Chapter 13 Bankruptcy.
• Wage garnishments - If most of your earnings are taken away through wage garnishment, and you do not have enough money for necessities, bankruptcy can be your last resort.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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